What is Independence Insurance?
That is what I call it. Technically, it is Life Insurance, but with a significant addition. You can accelerate the death benefit to cover the costs of your own Long Term Care needs. It is NOT traditional long-term care insurance.
Why are you telling me about it?
I have 2 of these policies. I believe in them, more than any product I’ve ever seen. So much so that I decided to get my insurance license just to sell these policies to my clients.
What do you want me to do?
If you or a family member doesn’t already have a policy to cover long-term care, call me or your advisor. We will need basic data about your health, medications, etc. – then in a few days can find out if you are eligible, discuss the process and your approximate policy cost.